19. HOLIDAY & TRAVEL INSURANCE

When you book your Holiday with Scotsell you may require to travel by sea or air to reach your Accommodation. Now and again things can go wrong, for example, fog can result in cancelled or delayed flights, or severe weather can affect the timings of your ferry.

For all Scotsell Holidays, we strongly recommend that you take out full Insurance covering risks such as cancellation and delay.

For all Scottish Country Cottages Holidays, insurance against cancellation is compulsory and unless you have your own insurance policy, which offers similar or better protection against cancellation, you are required to purchase Scotsell's Insurance policy (see below). For the avoidance of doubt, the cost of Insurance is not included in the price of the holiday.

As Scotsell believe it is so important that their clients should be adequately covered, Scotsell have arranged a Special Insurance Scheme with Union Reiseversicherung for all Holidays.

Summary of Cover - Loss of Deposit and Cancellation and Curtailment - up to the value of the holiday booked to a maximum of £1,000. Delayed Travel - £20.00 for first 12 hours, £10.00 each subsequent 12 hours up to £60.00 per person. Personal Liability - up to £1,000,000.

Holiday arrangements made or undertaken against the advice of any registered medical practitioner, for the purpose of obtaining medical treatment, or where you or anyone upon whom the holiday plans depend have received a terminal prognosis will render the policy invalid.

Loss of Deposit and Cancellation cover is effective from the time your premium is received and all other cover becomes effective on the start date of your Scotsell holiday for UK Residents. Scotsell regrets that they are unable to cover non UK residents with this Policy. You must arrange your own Insurance prior to leaving home.

A copy of the wording for this Insurance Cover is available from Scotsell on request, but in any event all the terms and conditions will be shown in full on the Certificate which will be sent to you once the correct premium has been received by Scotsell.

Your policy is governed by English Law unless you and your insurers have agreed otherwise. If you would like more information, you should contact Scotsell, particularly if you feel the insurance may not meet your needs.

The cost of your insurance depends on your total holiday cost (not per person), e.g.
Up to £ 200 = £12
Up to £ 300 = £15
Up to £ 400 = £18
Up to £ 500 = £21
Up to £ 600 = £24
Up to £ 700 = £27
Up to £ 800 = £30
Up to £ 900 = £33
Up to £1000 = £36
Up to £1100 = £39
Up to £1200 = £42
Up to £1300 = £45
Up to £1400 = £48
Up to £1500 = £51
Up to £1600 = £54
Up to £1700 = £57
Thereafter, for each £100 of total holiday cost, add £3.00.

Click here for complete Terms & Conditions.